Barber Insurance Guide – Coverage for Tools & Liability

Every licensed barber needs insurance to protect against accidents and loss. From slip-and-fall claims to damaged clippers, here’s what to know about barber insurance.

Main Types of Coverage

• General Liability: Injuries or client property damage in your shop.
• Professional Liability: Claims from cuts or chemical reactions.
• Property Insurance: Fire or theft of equipment.
• Business Interruption: Income replacement if forced to close.

Average Costs

Basic barber liability runs $25–$40 per month. Bundle plans often include tools coverage up to $10 000.

Why It Matters

Many landlords and franchise partners require proof of insurance. Coverage also helps you qualify for city permits and business loans.

Pair this with our Barber Business Course to set up your shop professionally and safely.